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Homebuyers in Wildfire-Prone Areas Get Better Mortgage Deals Online A new study found online lenders were more likely to approve loans in areas at high risk of wildfire and offered better rates than their brick-and-mortar counterparts.
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2026-09-25 14:52:01 UTC
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2026-09-25 14:55:25 UTC
一项研究发现,在线金融科技贷款机构在野火高风险地区的房贷批准率更高,利率更低,而传统贷款机构则相反。该研究基于 2018 至 2020 年加州 73 万份贷款申请。
A new study finds online fintech lenders approve more mortgages in wildfire-prone areas and charge lower interest rates, while traditional lenders do the opposite. The research analyzed over 730,000 California applications from 2018-2020.
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